Loans

Who can borrow from Lendable, the income and residency conditions reported for its loans, how the soft quote works and what affects your rate.

What Prosper looks for before approving a personal loan, how its origination fee affects the money you receive and how to prepare a stronger application.

The three ways to apply for an RBC personal loan, what each channel needs, how the credit decision works and what to check before signing.

The CommBank personal loan application explained step by step, including identity checks, income verification, approval timing and funding.

A step-by-step walkthrough of the NatWest personal loan application, from the soft Quick Quote to signing the agreement and receiving the money.

How RBC prices variable personal loans as prime plus a margin, what moves the prime rate and how your credit profile decides the margin you pay.

What the comparison rate on a CommBank personal loan includes, why it differs from the interest rate and how to work out the real cost for your amount.

Why the NatWest rate you are offered can differ from the advertised one, what moves your personal APR and how much each extra point really costs.

How to estimate RBC personal loan payments, the difference between monthly and biweekly schedules and how prime rate changes affect a variable loan.

How to calculate CommBank personal loan repayments including the establishment fee and monthly service fee, and why fees change the comparison rate.